We at Advantage Appraisal, LLC understand the unique needs of a consumer looking for appraisal services.
While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer.
The appraisal is something concrete to show your buyer.
It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth.
Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close by.
This only means you're probably paying higher taxes than you should be paying.
The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period.
When contesting your property tax assessment, getting an expert appraisal from Advantage Appraisal, LLC is your number one weapon.
Appraisals to cancel PMI
An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down.
We are experts in helping folks just like you get rid of unwanted and unneeded PMI insurance.
HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value.
This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint.
Advantage Appraisal, LLC can provide you with efficient appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness?
Advantage Appraisal, LLC offers field reviews where we'll go out and check the subject and comps.
If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession.
Although most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion.
Advantage Appraisal, LLC 29 Keyes Ferry Rd Suite 202 Charles Town, WV 25414-5921
